Financial stress can arise from any situation in life. In fact, it’s likely something that every adult deals with at some point in their life. Whether it comes from something simple like losing your wallet or having a few too many general bills or even something more serious like a huge medical bill that might just break your bank,  financial stress can have a huge impact on your health and wellbeing, so much so that it can lead to a genuine stress-related medical disorder. If this stress is something that sounds familiar to you, then don’t worry because there are a number of ways you can manage your finances and reduce that level of stress to something more manageable. Here are just a few ways to deal with and manage financial stress:

 

Avoid Temptation to Spend

Whilst it may seem easy enough to stay away from the shopping malls or online shopping websites, it can be a lot more tempting to splurge than you might realize. Whether it’s payday or the lead up to Christmas or a birthday, you might find yourself spending more time shopping than usual, online or not. Whilst it is nice to treat yourself every once in a while, it is also very important that you don’t regularly splurge on unnecessary items or products. Be smart with what you spend; set yourself weekly or monthly budgets, which is easily done with the help of budgeting apps that are available for your smartphone.

 

Download Personal Finance Apps

As previously stated, there are a number of apps nowadays that will help you deal with your financial stress. There are budgeting apps, personal finance apps, or apps that are designed by your own bank. These are all specially designed to ensure that you are being smart with your money and will also help you to save up a lot of money. Some apps will show you exactly where your income is going and can also help you to set up and reach finance goals, such as setting up an emergency fund or managing your savings. Some apps like TransferGo will help you to transfer money quickly with low fees and great rates, helping to save money in the long run. If this is something that you are interested in then visit this site to read a super detailed and helpful review on this application.

 

Ask for Support

Asking for help can sometimes be the hardest step in dealing with financial stress, whether that’s because you’re embarrassed to open up to someone and be honest about your struggles, or you just don’t know where to turn to. If the latter is the case then there are many organizations that you can speak to who specialize in helping you deal with financial stress and can give you advice on managing debt, budgeting or any other financial related issue that may be causing you problems. It is also a good idea to talk to someone within your family, not necessarily to ask for financial help but to just unload some worries and to receive emotional and mental support, something which is just as important as anything else.

 

There is no shame in dealing with financial stress as it is something that everyone struggles with at some point. The list above shares just some of the ways to manage and deal with it, however, there are a lot of other strategies that might be more suited for you. Take time to look into the topic or ask for help, because help is always available.

 

 

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The Australian Weightlifting Federation (AWF) has been in the spotlight of weightlifting news for some weeks now due to some changes they’ve made to the rules and regulations for their upcoming Open 2020 Tournament. Many of the aspiring athletes within weightlifting have been shocked at the extent of some of these changes, though the AWF maintains that these strict rules are absolutely necessary for the sake of healthy competition.

As stated, the changes were specifically in regards to the coming 2020 Open Weightlifting Tournament, though it may be canceled due to the ongoing pandemic.

Venues

The first major change that came was the change in venue, as the Open Weightlifting Tournament will now be held in the Charlesworth Theatre which is the building that now serves as the Australian Institute of Sport. It is located on Leverrier Street, Belconnen in Canberra.

Conditions for Participation

The changes to participation conditions have been the biggest cause of concern among Australian weightlifters who are hoping to be taking part in the competition, which has been historically inclusive of weightlifters. The most contentious new conditions are as follows:

1. Participants now must take full financial responsibility for any damages to the equipment. Usually if a participant accidentally damages the floor, for instance, the onus was on the AWF to pay for the damage. Now, however, all financial responsibility for damages to equipment is placed on the participants.

2. Athletes must be endorsed by their National Federation. As an open competition, this is a surprising additional rule as the competition and the AWF generally is known for its inclusivity. That being said, it is relatively easy to get the endorsement.

3. Athletes must be above the age of 15. The previous age for entry was 14 but this has now changed due to pressure from parental groups. Athletes of this age range of course also have to have parental permission to participate, though this is nothing new.

Other conditions for participation, however, have remained unchanged. These are universal to all forthcoming competitions by the AWF. For instance, participants must always follow all directions given to them by the AWF official during the length of competitions. They must also follow directions given by the Technical Officials (TO’s) and anyone from the Organizing Committee (OC). Participants must accept all moral responsibility in regards to their own health and well-being. What this means is that if a person hurts themselves by trying to lift too much it is not the fault of the AWF. That being said, officials will give participants advice on their limits. Finally, participants must acknowledge the AWF constitution and comply with the Anti-Doping Policy. While there is no change here, there have been changes to the Anti-Doping Policy in regards to what substances are banned by the policy.

Doping

Any athlete wishing to compete must be listed on the AWF’s Registered Testing Pool, or be tested prior to the events. This can cause confusion as some athletes are surprised when they have to be tested despite being on other independent lists.

Another cause of confusion is the list of substances that are considered to be steroids, also known as anabolic agents. The two main ones that are commonly taken by accident are Clenbuterol, which is a common asthma treatment, and DHEA related compounds such as 7-keto-DHEA and 7-hydroxy-DHEA as they sometimes are present in food. Another confusing one is SARMs, which are legal without question in many countries. In Australia however, the regulations are a bit more confusing. Your best bet is to look at a guide for sarms australia to avoid conflicting information. For the most part however, changes to the AWF’s doping policy have been minimal.

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